Hurricane Recovery Tips from AAA
Though Hurricane Isaias didn’t directly impact Northeast Florida or Southeast Georgia, many may have loved ones in affected areas. As recovery begins, AAA offers the following guidance:
Key Steps for Post-Storm Recovery
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Document Damage:
- Take photos/videos of damages to properties, vehicles, and personal items.
- Save receipts for emergency expenses.
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Contact Insurance Providers:
- Report damages as soon as possible to expedite claims.
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Understand Insurance Coverage:
- Homeowners insurance typically covers wind and debris damage; flood damage often requires separate flood insurance.
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Return Home Cautiously:
- Look out for hazards like downed power lines and standing water.
Returning Home Safely
- Watch for unstable structures and downed power lines.
- Avoid standing water.
- Leave and contact emergencies if you smell gas or suspect structural issues.
- Follow local emergency management directives.
Power Outage Safety
- Never operate generators indoors.
- Keep generators far from doors and windows.
- Use flashlights instead of candles.
- Discard food exposed to unsafe temperatures.
Fuel Availability
After hurricanes, fuel supplies may be disrupted due to power outages. Drivers should:
- Refill vehicles when fuel is available, avoiding panic buying.
- Use approved containers for fuel storage.
Understanding Insurance Coverage
- Damage from wind and debris usually falls under homeowners insurance.
- Flood damage may require separate policies.
- Vehicle damage from flooding may be covered under comprehensive insurance.
Home Damage Recovery
If your home is damaged:
- Document with photos and videos.
- Keep all receipts related to repairs and temporary housing.
- Take reasonable steps to stop further damage.
Flood-Damaged Homes
For homes that have flooded:
- Contact your insurance provider immediately.
- Measure and document water levels.
- Keep belongings for potential inspection.
Flood-Damaged Vehicles
For vehicles exposed to floodwaters:
- Do not start the vehicle if water rose inside.
- Photograph the vehicle and contact your insurance.
Electric Vehicle Safety
If flooded, electric vehicle owners should:
- Avoid driving if battery damage is suspected.
- Not connect to charging stations.
- Have the vehicle inspected by professionals.
Avoiding Contractor Scams
Be wary of unlicensed contractors post-storm. Look for:
- Requests for full upfront payments.
- Cash-only payment demands.
- Pressure tactics for immediate contract signing.
Protect Yourself
- Consult your insurance before any major repairs.
- Get multiple written estimates and validate licenses.
For more information and guidance, visit AAA.com/Claim.
