What are some ways to prevent checks from being intercepted in the mail?

Sure! Here’s a summary of the key points from the article:

Summary:

1. Qualified Charitable Distributions (QCDs):

   • A reader is concerned about the safety of mailing checks for charitable donations from their IRA due to increasing mail theft and fraud.
   • Suggested alternatives include:
     • Requesting the brokerage to send the check directly to the charity.
     • Hand-delivering checks if the charity is local.
     • Utilizing check-writing privileges from the IRA directly to the charity.

2. Sending Checks Safely:

   • Use indelible black gel ink for writing checks and consider certified mail for tracking delivery.
   • Monitor the account closely to ensure the checks are cashed in a timely manner.

3. Refund Delays with IRS:

   • Another reader faces a delay in receiving a large tax refund and has difficulties with IRS customer service.
   • They were advised to contact a U.S. senator’s office, as senators can expedite resolutions with federal agencies.

4. Addressing IRS Issues:

   • An IRS expert notes that requests from congressional representatives receive prioritized attention.

Advice:

• For QCDs, explore direct mailing options and monitor transactions.
• For IRS issues, consider reaching out to elected officials for assistance.

If you have any specific questions or need further details, feel free to ask!