Comparison of Credit Cards
1. Chase Sapphire Preferred® Card
- Best For: Travel and points transfers
- Bonus Offer: 75,000 bonus points after you spend $5,000 in the first 3 months.
- Rewards Rate:
- 5x on Chase Travel℠
- 3x on dining
- 2x on all other travel
- APR:
- Intro: N/A
- Regular: 19.24% – 27.49% Variable
2. American Express Platinum Card®
- Best For: Large welcome offer
- Bonus Offer: Up to 175,000 points after spending $12,000 in the first 6 months.
- Rewards Rate:
- 5x on flights booked directly with airlines or Amex Travel
- 1x on all other purchases
- APR:
- Intro: N/A
- Regular: See Pay Over Time APR
3. Wells Fargo Autograph® Card
- Best For: Unlimited rewards
- Bonus Offer: 20,000 bonus points after spending $1,000 in the first 3 months.
- Rewards Rate:
- 1x to 3x points on various categories
- APR:
- Intro: 0% for 12 months on purchases
- Regular: 18.49%, 24.49%, or 28.49% Variable
4. Bank of America® Travel Rewards Credit Card
- Best For: Unlimited rewards on purchases
- Bonus Offer: 25,000 points (worth $250 in travel credit) after spending $1,000 in the first 90 days.
- Rewards Rate:
- 1.5 – 3 points per dollar on everyday purchases
- APR:
- Intro: 0% for 15 billing cycles on purchases and balance transfers
- Regular: 17.49% – 27.49% Variable
5. Chase Sapphire Reserve®
- Bonus Offer: 100,000 bonus points after spending $6,000 in the first 3 months.
- Rewards Rate:
- 8x points on Chase Travel℠
- 4x points on flights and hotels booked direct
- 3x points on dining
- 1x on all other purchases
- APR:
- Intro: N/A
- Regular: 19.49% – 27.99% Variable
This comparison allows you to evaluate the different features and benefits of each credit card based on your personal spending habits and financial goals.
